The information in this policy relates to information you provide through our web site. We understand that protecting consumer privacy is important to those who visit our site and use our web-based services. We value the trust that you have placed in us by choosing to bank with Union Bank & Trust Company.
Collection of Information
Be assured that even though visitors to this site may elect to provide us with personal information via e-mail, online registration forms, or other methods available through this web site, we will only use that information internally. This information is not sold or disseminated externally.
The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business purposes to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services.
Maintenance of Customer Information
We have processes in place to assure the security, privacy and accuracy of all customer information in accordance with reasonable commercial standards and regulatory requirements. Customers may request changes to inaccurate information. Changes will be made in a timely manner, after verification, as required.
Employee Access to Customer Information
Employees access customer information for reasonable business purposes only.
We maintain security standards and procedures regarding unauthorized access to customer information. We update and test our technology to improve the protection of our information about you and to ensure the integrity of our information.
Disclosure of Account Information
We do not reveal specific information about our customers’ accounts or other personally identifiable data to unaffiliated third parties for their independent use except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence, unless 1) the information is provided to help complete a customer initiated transaction; 2) the customer requests it; 3) the disclosure is required by/or allowed by law (e.g., subpoena, investigation of fraudulent activity, etc.); 4) the customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and is given the opportunity to decline.
As you browse www.ub-t.com and other websites, online ad networks we work with may place anonymous cookies on your computer, and use similar technologies, in order to understand your interests based on your (anonymous) online activities, and thus to tailor more relevant ads to you. If you do not wish to receive such tailored advertising, you can visit this page http://www.networkadvertising.org/choices/ to opt out of most companies that engage in such advertising. (This will not prevent you from seeing ads; the ads simply will not be delivered through these targeting methods.)
Procedures for Opening a New Account
- To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
- What this means for you: When you open an account, we will ask for your name, address, date or birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.