Personal Checking and Savings

Personal Checking Accounts

Union Bank & Trust Company offers a variety of checking accounts. There is sure to be one that fits your banking style.  All our accounts include:

  • Free ATM withdrawals at UB&T automated teller machines and those within the ACCESS network.
  • Free online banking and bill pay.
  • UB&T Online Banking features popmoney. Making sending and receiving money as easy as emailing and texting.
  • Free Mobile Banking provides anytime, anywhere access to your accounts.
  • Free check imaging available online. If you need a front/back copy of a check and don’t have internet access someone on our staff can help you.
  • Free 24 Hour Phone Bank. Call (608) 882-6952 or toll-free at 1-877-BankUBT.

UB&T also features a package pricing program. Benefit from having your home loan at UB&T  or $50,000 on deposit with UB&T! Interest bearing checking with no monthly service charge and no minimum balance requirement.

Contact one of our Personal Bankers to select the plan that best suits your needs.

To report a lost or stolen debit card, please contact any one of our locations during normal business hours. If after hours, please call 800-236-2442 and then contact your local office on the subsequent business day to order a replacement card.

Union ACH

woman and babyThe Union ACH Checking Account is great for those individuals that receive direct deposit of payroll, social security, or any other income. $100 is required up front to open the account, but there after no minimum balances are required. Individuals can write up to 25 checks for free each month. Statements are generated monthly and mailed.

E-Checking

This checking account is designed for those who enjoy banking online. Account statements are generated monthly and only available on the UB&T online banking website. For this added convenience with your E-Checking Account, you will be earning interest, making money for you. The only balance requirement is at account opening, after that there is not a minimum balance to maintain. 25 checks can be written for free each month.

Union ACH Union Basic

If you write a lot of checks each month the Union Basic account is for you. For a small fee you will have unlimited checking activity. $100 needs to be deposited at opening, but there after no minimum balance are required.

Union Plus

The Union Plus checking account is designed for individuals that like to keep high balances. A minimum balance of $1,000 needs to be maintained. This account pays interest so you will be making money on your account. 25 checks can be written each month for free.

Check Credit Line of Credit

This personal line of credit is designed to protect your checking account from becoming overdrawn. It can be set up so that each deposit you make will be applied to the loan balance first. Talk with your personal banker or loan officer on the terms and details.

Savings Accounts

Save your money at UB&T. We offer different options to meet your financial goals.

Contact one of our Personal Bankers to find the savings plan that best suits your needs.

Regular Savings

This is a great way to save your money for future needs. You earn interest on your account. Six withdrawals from the account each month are free.

family with baby

Young Saver’s Club

A savings account designed for customers under 18 years of age. This is a great way to teach kids on money management and saving for the future.

Personal Money Market

Our Money Market Account allows you to save your money and earn interest at a higher rate, along with allowing limited check writing activity. Your interest earnings is maximized with our tier-balanced structure.

Christmas Club

Start savings for the holidays today. Money can be added anytime. Your check will be mailed to you by November 1st of each year.

Check Credit Line of Credit

This personal line of credit is designed to protect your checking account from becoming overdrawn. It can be set up so that each deposit you make will be applied to the loan balance first.

Contact your personal banker or loan officer on the terms and details.

Checkmate Debit Card

Avoid the hassle of writing checks by having a UB&T Checkmate Card. This is a dual purpose card meaning you can make purchases at any merchant that accepts MasterCard or use your check card to obtain cash at all automatic teller machine (ATM). Check card transactions are automatically deducted from your UB&T checking account. Transactions will appear on your monthly statement. UB&T is part of Wisconsin’s ATM Access, the largest surcharge-free network. For listing of participating ATM locations visit www.atmaccess.net.

Comments are closed.