Revolving Lines of Credit and Working/Operating Capital Loans
You’ll appreciate the convenience of operating lines matching your sales and marketing program. Cash crop, livestock, and agribusiness lines of credit are set up to match your cash flow objectives.
Intermediate Term Loans
Loans for cattle, machinery and equipment are available. We offer three to five year loan terms with amortizations up to seven years.
Real Estate Financing
Financing on agriculture real estate with competitive rates and some long term fixed rate options. In addition UB&T has flexible repayment plans on real estate financing.
USDA Farm Service Agency Programs
UB&T is a “Preferred Lender” with the FSA. Our Ag Lenders have a close working relationship with the FSA offices in our area and are knowledgeable and competent with FSA products, services and guarantees. We believe when low rate options are available for our customers, it is important to maximize those opportunities. We’ll work together to guarantee our customers the best rates and terms available.