The information in this policy relates
to information you provide through our web site. We
understand that protecting consumer privacy is important
to those who visit our site and use our web-based
services. We value the trust that you have placed
in us by choosing to bank with Union Bank & Trust
Company.
Collection of Information
Be assured that, even though visitors to this site
may elect to provide us with personal information
via e-mail, online registration forms, or other methods
available through this web site, we will only use
that information internally. This information is not
sold or disseminated externally.
The collection of personal information online is
designed to protect access to your personal accounts
and to assist the bank in providing you with the products
and services you want and need. All personal information
collected and stored by the bank is used for specific
business purposes-to protect and administer your personal
accounts and transactions, to comply with state and
federal banking regulations, and to help the bank
better understand your financial needs in order to
design or improve our products and services.
Maintenance of Customer Information
We have processes
in place to assure the security, privacy and accuracy
of all customer information, in accordance with reasonable
commercial standards and regulatory requirements.
Customers may request changes to inaccurate information.
Changes will be made in a timely manner, after verification,
as required.
Employee Access to Customer Information
Employees
access customer information for reasonable business
purposes only.
Security Procedures
We maintain security standards
and procedures regarding unauthorized access to customer
information. We update and test our technology to
improve the protection of our information about you
and to ensure the integrity of our information.
Disclosure of Account Information
We do not reveal specific
information about our customers’ accounts or
other personally identifiable data to unaffiliated
third parties for their independent use except for
the exchange of information with reputable information
reporting agencies to maximize the accuracy and security
of such information or in the performance of bona
fide corporate due diligence, unless 1) the information
is provided to help complete a customer initiated
transaction; 2) the customer requests it; 3) the disclosure
is required by/or allowed by law (e.g., subpoena,
investigation of fraudulent activity, etc.); 4) the
customer has been informed about the possibility of
disclosure for marketing or similar purposes through
a prior communication and is given the opportunity
to decline.
Procedures for Opening a New Account
- To help the government fight the
funding of terrorism and money laundering activities,
Federal law requires all financial institutions
to obtain, verify and record information that identifies
each person who opens an account.
- What this means for you: When you
open an account, we will ask for your name, address,
date or birth, and other information that will allow
us to identify you. We may also ask to see
your driver's license or other identifying documents.
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