We are here to serve you – in person, online and now MOBILE, to make certain you have what you need to make your money work for you.
With Mobile Banking, your account information is with you at all times and in all places.
With the UB&T App for your smartphone you can:
- Check account balances
- Search recent account activity
- Locate the nearest ATM or branch
- Transfer money between accounts
We can send information to you through our mobile alerts:
Account Transfer Alerts –
- Account Transfer is Complete
- Failed Transfer
Balance Alerts –
- Available Balance Equals or Exceeds $
- Available Balance Goes Below $
- Daily or Weekly Available Balance
Activity Alerts –
- Email Address changed
- Login Error
- Password Changes
Mobile Banking will work on a standard, text-capable cell phone as well. Text banking gives you access to your accounts via text (SMS) messages on your phone. It’s a fast, easy way to look up account balances or recent account history; by sending a text command to a UB&T account number or ‘shortcode’.
Did you know the #1 activity on smartphones is checking bank account balances? Because this is important to you – it is important to us.
The latest technology + personal service = UB&T
Activation information will follow when Mobile Banking goes live.
It’s no secret that many households are pinching pennies these days. There are two ways to save: “spend less” and “save first.”
Automatic transfers. Link your accounts and set up an automatic transfer from checking to savings on your payday. Start small; with amounts in the $25 – $50 range, then gradually increase the amount as you find ways to cut spending each month.
Budget. Figure out how much you can afford to put away each month. Add up all of your expenses for the month and make sure you have enough to cover them. Put away the savings before you start paying expenses.
CDs. If you frequently dip into your savings account, make that money more difficult to access by placing it in a CD account instead. Certificate of Deposit accounts are federally insured and mature after a specific period of time. Most CDs earn higher interest rates than savings accounts.
Direct deposit. If you haven’t already, take advantage of paycheck deductions – many employers offer direct deposit. Earmark a portion of each paycheck for a savings account, CD or IRA. Even if you only save $25 each paycheck, that money will go directly into your savings fund.
To find the best way for you to save, talk to your local banker. They’ll be able to set you up with the right combination of financial products to help you reach your savings goal, whether it’s early retirement or next year’s vacation.
Committed to Our Communities:
Sunday, September 16th was a beautiful fall day at Lake Leota Park in Evansville, and the perfect day to host our Annual Customer Appreciation Day. Lunch was served to nearly 400 people, prizes awarded and time to visit with the people that matter to us. A fun fact – 105 pounds of pasta salad was served that day!