Author Archives: admin

Creating a Budget in Three Easy Steps

You already have most of the information you need. To create your budget, follow the simple steps outlined below to get a clear picture of your monthly finances.
1. Add Your Income
To set a monthly budget, you need to determine your income.… Read the rest

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Fall 2013 Newsletter

Here at UB&T®, we continue to enhance current, and provide new services to help you manage your money more efficiently.
In addition to online and mobile banking, UB&T now offers . This is an innovative payment service that eliminates the hassles of checks and cash.… Read the rest

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Credit Reports: Just the Facts

Fall has arrived-time to set back the clocks, get a flu shot, and check your credit report? Wait a minute. Check your credit report?
It’s important to set an annual routine – credit reports contain information about late payments, amount of total debt, number of credit cards, and other facts that can affect the loan interest rates, terms, and fees that you pay.… Read the rest

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Online Security Videos

Phishing: Don’t take the bait!

Identity Theft: Protect yourself!

Internet Fraud: If it sounds too good to be true, it probably is

Social Media: Be careful who you trust

Play it safe with portable devices… Read the rest

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Heading to College

Like vacationers packing for a cruise or workers buying a wardrobe for a new job, students beginning their freshman year at college are rightly excited about the journey they are about to begin. In addition to planning their technology needs and dorm room furnishings, new students might consider a variety of financial topics they will possibly face for the first time.… Read the rest

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Summer 2013 Customer Survey

Have you heard about the latest Consumer Financial Literacy Survey? It’s conducted by the National Foundation of Credit Counseling and tracks Americans’ attitudes and behaviors about personal finance.
A large percentage of Americans feel they’re doing a better job of managing their finances, yet many are not confident in their understanding of personal finance.… Read the rest

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Spring 2013 News

Mobile Banking Security
UB&T’s Mobile Banking utilizes best practices from online banking such as, secure data transmission, encryption, and password protected access. Mobile banking will time-out when your phone is not in use and only the phones you personally enroll in the service can access your accounts.… Read the rest

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Wishing all a Merry Christmas and the happiest New Year!

The holiday season is upon us and shoppers across the country have made their lists, checked them twice and are headed out to do their shopping. In all the busyness at this time of year, there are a few important things to remember to safeguard your finances.… Read the rest

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UB&T Approved to Purchase Two Bank Offices

On October 1st, Union Bank & Trust Company received regulatory approval from the Federal Reserve Bank of Chicago for the purchase of the Amcore Bank offices in New Glarus and Belleville, WI. Deposits, loans and bank buildings are scheduled to transfer to UB&T on November 19th.… Read the rest

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Mobile Banking Coming to UB&T Soon!

We are here to serve you – in person, online and now MOBILE, to make certain you have what you need to make your money work for you.
With Mobile Banking, your account information is with you at all times and in all places.… Read the rest

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