Important Information About Procedures for Opening a New Account

• To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
• What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.

(Click here for a Deposit Account Application form.)

Click here for an account balancing sheet

 

PERSONAL CHECKING

ACCOUNT	FEATURES	PRICE
UNION PLUS	-$1,000 minimum balance -25 FREE checks per month -$.25 per check over 25 -Interest on balance -$500 minimum opening deposit	$7.00/MONTH FALL BELOW
UNION BASIC	-No minimum balance -Unlimited check writing -$100 minimum opening balance	$5.00/MONTH
E-CHECKING	-No minimum balance -Interest on balances -25 free checks per month, $.25 per check over 25 -Statements available by internet only, monthly -$100 minimum opening balance
UNION ACH	-No minimum balance -25 FREE checks per month -$.25 per check over 25

**All checking accounts have CheckMate access through ATMs and VISA/Mastercard merchants at no charge.

---

MONEY MARKET
High Rate of Interest

-Initial deposit of $2,500 -$1000 minimum balance -6 automatic debits -3 checks

-$7.00/MONTH FALL BELOW -$5.00/MONTH ACCESS FEE

---

REGULAR SAVINGS

-$150 minimum balance -3 withdrawals/month

-$5.00/MONTH FALL BELOW -$.50/WITHDRAWALS OVER 3/MONTH

---

COMMERCIAL CHECKING

 

ACCOUNT	FEATURES	PRICE
COMMERCIAL CHECKING	-$.20/100 balance earn credit -$500 minimum opening	-$7.00/MONTH -$.15/CHECK FOR SAFEKEEPING -$.06/ITEM DEPOSIT -$.90/100 FOR NEGATIVE BALANCE
COMMERCIAL CHECKING WITH INTEREST	-Interest bearing -$500 minimum opening deposit	-$7.00/MONTH -$.15/CHECK FOR SAFEKEEPING -$.06/ITEM DEPOSIT -CDX-$.90/100 FOR NEGATIVE BALANCE
SMALL BUSINESS CHECKING	-$100 minimum -Non-Interest bearing -$1500 minimum daily balance to avoid service charges -Statements available only on Internet	$5.00 per month if minimum balance is not kept 100 written checks per month. $.15 per check after 100.

---